These aren't bookkeeping questions. A Fractional CFO gives you senior finance leadership without a full-time CFO structure.
Accounting tells you what happened. MIS helps you understand what is happening. A CFO helps you think about what happens next.
CFO thinking starts with the business, not a financial model. Where is the business today? Where do you want it to go? What's stopping it? What financial decisions stand between today and tomorrow?
Budgets, plans, rolling forecasts, scenario planning, financial modelling.
Cash-flow planning, working capital strategy, cash forecasting, liquidity planning.
Margin improvement, customer and product profitability, cost optimisation, pricing analysis.
Investment and expansion, make vs buy, new products and locations, business model analysis.
Funding needs, debt planning, lender discussions, investor and IPO readiness, capital structure.
Board and management reporting, business reviews, decision support.
A profitable business can still run out of cash. Growth, inventory, receivables, expansion and debt can all consume it. A Fractional CFO helps you see how much cash you have, how much you'll need and when, what's consuming it, and what should and shouldn't be funded.
Things continue broadly as expected.
Growth comes faster.
Sales fall, margins shrink or collections slow.
Your Fractional CFO can join management meetings, business reviews, budget discussions, growth planning, cash reviews, investment and funding decisions, and board or stakeholder discussions.
MBRICKS™ with CFO thinking. Every monthly review ends with one more question: what does this mean for the next 3–12 months?
Regular CFO involvement.
A defined share of CFO capacity.
A specific strategic finance assignment.
Temporary leadership during a transition.
A continuing strategic partnership.
The first 90 days:
If your business needs senior financial thinking, waiting may cost more than acting. Tell us where your business is going, and we'll help you work out the level of finance leadership you need.